MS Word, Excel and PowerPoint: Here's How to Get the Apps for Free

Table of Content

• Dragon Legal Anywhere (1-Year Subscription - Paid Monthly)
• Can I run Office 365 and Office 2016 at the same time?
• Compare Exchange Online
• Your Microsoft 365 subscription includes:
• Monthly Updates

The other thing I like about Office 365 is the document sharing facilities. You can send a link to someone, or a group, and edit a document together, or add comments, and Office 365 will put it all together for you. I can even open a document stored in OneDrive with my phone and edit it, in a pinch. If priced right, it balances MS’ need for revenue, with giving the user enough value back. The biggest hurdle they will face is the same as you can see from the majority of the posts here.

Connect your teams with Microsoft Teams in Office 365, where chat, content, people, and tools live together. Use Teams to plan schedules, assign tasks, and connect to other apps and resources. Help your teams accomplish more, faster with simple file sharing, real-time co-authoring, and online meetings—all accessible anywhere. HELP CENTER Find quick answers anytime from our online directory of articles. LIVE CHAT Our specialists are always available to provide real-time support.

Dragon Legal Anywhere (1-Year Subscription - Paid Monthly)

I have it happily mounted on my desktop and two laptops. True, it will always be Word 2010, but it’s still supported and does everything this old geezer still needs to do. As far I I care, I’ll die with this version. What tips the scales for me is OneDrive 1TB storage and Publisher which I use extensively for posters.

After setting up the multiple apple IDs and passwords required these days she set up ms office. Got logged out of office and forgot the password and had not set up recovery. She had the store receipt and the product code but Microsoft refused to help. She had a vital college project due so I lent her my old laptop with office 2000 from piratebay- she had zero problems. Make no mistake, Desktop apps in one-time payment and 365 ARE NOT THE SAME!

Can I run Office 365 and Office 2016 at the same time?

I think we can safely assume that 5 years from now it won’t be $99.99 a year. I cannot understand the rationale behind trying to convince individuals and families to pay until the end of their days for a product available at at one off price. My experience is that most people upgrade systems and Office packages at a rate that would still make the subscription cost effective. Heck, just having a second machine almost guarantees that it will be. But you’re quite right – there are absolutely cases where the math works out better the other way.

I'm Leo Notenboom and I've been playing with computers since I took a required programming class in 1976. I spent over 18 years as a software engineer at Microsoft, and "retired" in 2001. In 2003 as a place to help you find answers and become more confident using all this amazing technology at our fingertips. It includes at least 1 terabyte of OneDrive storage. There are those who get Office 365 just for the cloud storage. The option is to pay $99.991 per year for the Office 365 Home subscription.

Compare Exchange Online

But the kicker is, they will open a document from your rich friends created in ‘Word ‘format, as well as a ODF, but Word will not open ODF’s to my knowledge. And you can even save the document in word format, so your rich friends can read it. For me, a once off payment for Office 2010 Enterprise Version, which quite frankly does all I “need” is a far, far better deal. In the years since the subscription model was introduced, the price has not increased, and features have only been added — delivering more value.

For a similar price, Office 365 gives me more storage and accounts for family members. I’ve been using Microsoft Office subscription for three years. I have the individual so it’s $6.99 a month and I have it on my laptop and my Windows Phone, both are running Windows 10. It makes it really easy to pull up what I need on the go, and I like that it’s always upgraded.

In many cases, you'll be instantly granted access thanks to an automated verification process. If you attend an institution that needs to be verified, it might take up to a month to confirm your eligibility. We’ll teach you why protecting your identity and data is important. Plus, get recommendations for VPNs, Password Managers and Antivirus Software. Add the products you would like to compare, and quickly determine which is best for your needs.

In the 42 years since I first used a computer in school that was a large disappointment. Oh yes, MS has massively increased the price of 365! When it came out to widespread distribution in 2016 it included literally “unlimited” OneDrive space, great selling point. But after only 1 year, when a few users stored their massive DVD/Video collections online in OneDrive, MS ”improved” the offer to 1TB only.

Our Company

Plus I’ve got several desktops, a laptop, and a phone, all running it. Check your MAC applications, you should find both of their products on your machine – if not, then go to ‘their store’. I was pleasantly surprised to find so much already on the Mac, including a video program which does what I’d been seeking.

Shame they cannot provide a home licence and a commercial licence, but i guess that would be open to abuse nowadays. I can not even remember why I installed it in the first place. With two computers at home, that offer almost sounds tempting. Compatibility tends to be a 1-way street. If you have something complex and want want to collaborate backwards & forwards with one person using MS and the other OO… No fun at all. I am familiar with the latest Office from work, but in truth there are no serious features I feel are lacking from my older Office software.

So I agree, it comes down to numbers and preferences. Ron’s “clarification” on Office subscriptions is enough to drive anyone away. It’s worse than a melange of cable TV and cell phone plans. You’re never sure what you’re getting and whatever you do get will change within weeks or even days. When you buy a new computer, you are typically given the option to buy a copy of Office at a reduced priced .

And having bought licenses for many years in the past, this is a bargain. Leo, I am using Microsoft Office 365 on a subscription at $6.95 a month because I don’t have $69.95 for a year. Why it was no longer available I don’t know but my Excel files were very important to me and I needed to be able to access them. As soon as I installed the Office product all my Excel files were available again.

How Much Does It Cost To Build A Home In California?

Table of Content

• Why does housing cost so much in California?
• How Much Does It Cost to Build a House in California?
• Cost to Build Luxury Custom Home in California
• How much does it cost to build a 2000 square foot home in California?
• Foundation

The price varies between house styles, as some are more complex to build. The range for each style is also substantial because the material choice, location within the state, and home layout all impact the price per square foot. Additionally, whether the home is modular or stick-built also influences the final cost. Your builder will tell you how much of a deposit is required when you sign the initial contract, which can be a few thousand dollars or as much as 10 percent of the home’s final price.

The former comes with a minimum fee, but the latter will require you to hire and consult with an architect and design team. Fees for an architect can vary but usually comprise up to 12 percent of the construction cost. Your Building Regulations plans should include site location plan, floor plans, elevations and vertical sections through the building showing constructional details. Your building drawings package should also be accompanied by supporting structural calculations, specifications and construction notes.

Why does housing cost so much in California?

Taking your home from the construction zone to a beautiful finished product requires a landscaping budget. Expect to spend something like $2,000 to install sod grass and other plants. The foundation is one of the most important parts of your home and also a large portion of any construction budget. Expect to spend between $4,500 and $13,500 for a typical slab foundation.

In addition, local communities sometimes pressure developers to reduce a project’s planned density during approval processes. Cities and counties also can magnify the effect of scarce land on housing costs by choosing to allocate a large share of available land to nonhousing uses, such as retail and hotel development. Jump in California Housing Costs Occurred as Building Slowed. A look at housing costs in California’s coastal metros in recent decades shows a connection between the slow rate of building and higher housing costs. The slowdown in building in California’s coastal metros corresponded with a substantial rise in housing costs relative to the rest of the country.

How Much Does It Cost to Build a House in California?

Remember, efficient designs and functional layout plans that fit the neighborhood are the ones that save initial costs and result in higher ROIs for homeowners. If you’re looking to build a new home or need further advice on how to reduce the cost of your new build contact Design Everest.Contact us now and we will provide you a FREE Consultation with a quote. Our specialized engineers here are available to help you with all of your construction needs.

A “blue book” outlining a home-building project with each and every one of these particulars is normally compiled by seasoned builders. It is possible for this document to serve as an excellent foundation for your loan application if you are either working with a builder or ready to train yourself how to create it. Which option—buying or constructing—results in a lower overall cost?

Cost to Build Luxury Custom Home in California

There can be some overlap between sizes, but typically, the more bedrooms a home has, the higher its cost to build. Below are the average costs to build a home in California based on the number of bedrooms using both methods. This is the first thing that you will spend money on, but the above prices and averages for building a new house do not include the price for the actual plot of land that the house will sit on.

The bar chart below indicates that building costs are not the same in each metro city/town. The construction cost per square foot in each of these metropolitan cities varies from the state and national average by a certain percentage based on the location factor also known as the local modifier. In this article, we will look at the cost of building a single family home with 4 corners in California under different material specifications and quality classes.

How much does it cost to build a 2000 square foot home in California?

To get free estimates from local contractors, please indicate yours. In most areas, you receive the permit in 30 days or less unless there is an issue. The beginning of your new home starts with excavating the foundation.

Installing optional features can cause building price to skyrocket. Hiring an architect near you to draw up plans and start the home-building project will cost around $9,500. From there, the architect will typically charge between 8% to 15% of the final project if they need to do more work. But they'll work as your construction manager from there on out, meaning you may not need to hire one on top of your architect. California now has a mandate that requires new houses to come equipped with solar panels that produce electricity. Including solar electricity will typically help lower your energy bill, helping offset the price in the long run.

This coastal city is best known for its laid-back life, breathtaking beach vistas, and the famed Santa Monica Pier. Complete permit set for 2nd story, 1000 sqft addition to my house. Expect to pay around $180 per hour to rough-in electrical at a new California house.

HOA dues vary according to your location and community amenities. Californians pay an average of $3,800 in annual property taxes with a typical rate of 0.71 percent. The following steps are required to get from contract to completion on your new California home. On average, the cost of building a new home with 2,000 square feet of living space ranges from $201,000 to $310,000. For one, you and your family will need a place to stay while your new home is being built, and that means you might have to rent.

Foundation

Your builder will handle all the permitting requirements and inspections, but you should be aware that these steps can add to the time it takes to build your home in California. Many jurisdictions have special additional inspections such as for fire safety that your builder will schedule. You can also hire an independent home inspector if you want another inspection of your builder’s work. You’ll need to consult your builder about the appropriate time to schedule an outside inspection, so you don’t interfere with the construction of your home or other inspections.

These funding sources go toward the project’s “soft costs,” which include things like legal fees, consultants’ fees, and appraisals. Questions to pose to the builder of your luxury house A house with 2,500 square feet of living space typically costs between $250,000 and $500,000 to build. In the state of California, the typical cost of constructing a home is close to $387,500.

How Much Does A 40x60 Morton Building Cost?

Table of Content

• Siding
• Stоrу Insulated Hоuѕе Shell:
• Farm and Agricultural Buildings
• How Do I Find A Wood Beam In My Ceiling
• Morton Pole Barn Prices

Like any other commodity, metal buildings also have their own set of advantages and disadvantages. Let’s have a closer look at what are the pros and cons of spending on modern steel buildings. 40×60 metal buildings in the square foot are equivalent to 2400 Square feet. The cost of constructing a steel building relies on the price of steel at that point of time. Generally, the amount that you’ll have to pay is anywhere close to $18,000 to $21,000.

Metal buildings are typically built more quickly than wood or concrete buildings. In this post, we will go over many of these variables and explain why they matter so much. After drawing up sketches, it’s time to buy all of the materials needed.

Siding

This does not include the price of land or any other overhead costs that would be incurred by the end of the building project. Drywall – Drywall costs $1,200 to $2,500, or about $1.60 to $2.35 per square foot to install. Morton Buildings’ wеbѕitе disclose multiple wауѕ tо contact their сuѕtоmеr service representatives. Each customer, or potential сuѕtоmеr, iѕ able to contact the corporate office bу рhоnе, email, оr fax. Alѕо, уоu саn find ѕаlеѕ representatives in уоur аrеа by ѕеаrсhing the ѕtаtе уоu аrе living in. Additionally, уоu саn contact a separate department for аnу questions оr comments уоu might have about their product and services.

Insulating your building has many benefits that help manage severe temperature swings. For example, problems such as condensation, rust, corrosion, mold, and mildew can happen in your metal building. However, there are some customers that are nоt mostly hарру with the соmраnу аѕ one stated “I сhоѕе Morton given a reputation for quality. I’ll lооk elsewhere while another complained about inability tо gеt a warranty work.

Stоrу Insulated Hоuѕе Shell:

Building materials such as wood and metal for interior framing, roof joints, etc., will cost between $5 and $15 per square foot. If you want a concrete foundation for added security, then add an extra $6+ per square foot. Strong elemental forces, such as wind and rain, cannot wear metal down as fast as they can other materials. Because metal structures make the external walls load-bearing, they are easier to remodel for future additions. If all you want is a simple garage, it can go up in a day with deep anchors.

Foundation for a pole barn home will cost about $26,000 for excavation, foundation, concrete, retaining walls, and backfill. Another option is pole barn floor plates you can install over a pier and beam setup. A home with a simple and concise layout is the cheapest type of house to build. Ranch homes are typically single-story structures with attached garages. They’re easy to find construction plans for and highly customizable, so you can find a home that fits your needs and budget. It’s easy to design a building if you stick to a square or rectangular shape.

Farm and Agricultural Buildings

Lean-to's, Garage doors, entry doors, sliding doors, skylights, and dormer windows are accents that can drive the square footage prices up. Morton pole barn prices range from $79,000 for a 36x50 building to $134,000 for a two-story 30x50 3,000 square foot living area. Building shells come fully erected with a full Morton warranty and finishing costs can range anywhere from $50 to $100 per square foot. The most common floor type for pole barns is concrete, which costs $1,000 to $5,000. Flooring installation costs range from $6 to $20 per square foot on average with the cheapest being laminate flooring at $3 to $8 per sqft.

The reason behind this is that the metal used to build these structures is one of the most durable metals on this planet. In addition to this, steel is rustproof and can tolerate seismic activities as well. The first thing you need to get started with is laying down a solid foundation for your morton building. Metal steel building contractors do not include the price of building a foundation so you’ll have to consider this expense separately. The estimated price for laying down a foundation of appropriate size and thickness ranges from $4 to $6 per square foot. However, determining the cost of something like metal buildings or facilities is often difficult.

What gauge metal does Morton Buildings use?

The square or rectangular exterior is typically made of metal, but could also be wood. Because you have a large squared-in area to work with, the actual floor plan is very customizable. Most of the time, the interiors are open-concept with interior walls just for the private areas of the home like bedrooms and bathrooms. With the price of traditional homes being so high, any home that can be built for a lower cost will be appealing. They are both affordable to build and flexible in interior design. If you like a sizeable open-concept-style home, you may want to consider living in a barndominium.

Bеfоrе аnу Morton building viѕiоn саn bесоmе a reality, customers muѕt coordinate building site planning and preparation and this саn аlѕо inсrеаѕе the cost of the project. If you’re looking for an easy way to purchase a metal building, look no further than Morton Buildings! With our online quoting tool, you can get a quote for your desired building in just minutes. Morton’s agricultural buildings can be used for a variety of purposes, such as housing livestock, storing farm equipment, or serving as a workshop or garage. This option is considered a turnkey construction.Morton Metal Buildingsis the sole entity in charge for all the intricate details. They will coordinate and oversee the contractors and subcontractors.

Whether you’re looking for a place to host parties or a comfortable home for your family, a Morton barndominium can be the perfect solution. Morton Buildings pays building construction estimators $26 an hour, on average. Additionally, companies like Mobile Modular Management Corporation and Mack Industries also report highly competitive salaries for building construction estimators. Morton’s home and cabin buildings allow for maximum flexibility when it comes to floor plans and home features. These buildings feature Hi-Rib steel for roofing and siding (which is virtually maintenance-free) as well as exclusive Energy Performer insulation package. Morton customers can choose their level of involvement in the construction process.

From decorating and gardening advice, to entertaining and home repair how-tos, BuildersBlaster can show you how. We hope you enjoy our blogging as much as we enjoy offering them to you. No, Morton Buildings does not deliver any kind of financing or lending by itself.

The average cost of building a 40×60 pile barn house ranges from $30,000 to $60,000. Although, it can be raised to $100,000 with the integration of new designs and concrete slabs. Therefore, the price per square foot for a fully furnished pole barn house is $45. This will minimize the risks of going out of budget and streamline the construction process. A 20 x 100 foot metal building is expected to cost between $39,840 and $43,160 pre-delivery – or between $19.92 and $21.58 per square foot over 2,000 square feet. The average 30×40 building kit costs $15,000, but it can be as high as $13,200 or as low as $18,200 depending on the location, building specifications, and optional upgrades.

To your relief, it is completely legal in all cities of America and many other countries to live in a metal building. It’s just that instead of using the conventional raw materials, your builder has used metal. Besides, you also get several other benefits in the form of low maintenance house cost and a comfortable living residence at an affordable price. It takes very little time to construct a morton steel building as compared to a traditional house. Nowadays, prefabricated parts of steel buildings are also available which you can assemble at the site only.

How Much Does It Cost To Put Up A Morton Building

Windows run $2,500 to $7,500 or $500–$1,000 per window and can add natural lighting and keep energy costs down. Doors are $700 to $2,000, and if you would like an electric garage-style door, the cost will go up. As with any project, the more complex the parts, the higher the price. When it comes to added features, go for function over looks if you're looking to keep costs down.

Best Homeowners Insurance In Illinois from $121 month!

Table of Content

• How Much Is Coverage Through The National Flood Insurance Program?
• The 5 Best Home Insurance Companies in Illinois
• How do I get homeowners insurance in Illinois?
• What type of homeowners insurance should I get in Illinois?
• What Does Homeowners Insurance Cover?
• Save more money than your friends
• Find the Best Homeowners Insurance

Your deductible - A higher deductible usually means lower monthly payments. Would you prefer to pay less monthly and more at once, or would you instead spend more monthly and a lower deductible if you need to use your coverage? It depends on what is best for your budget and your personal belongings. Roofs protect the home against the elements and a worn roof can lead to a hefty home insurance claim. Flood insurance policies don’t take effect until 30 days after purchase. What’s more, two out of three Travelers policyholders polled revealed they would refer Travelers homeowners insurance to friends, while 90% said they planned to renew with Travelers.

Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance.

How Much Is Coverage Through The National Flood Insurance Program?

As licensed insurance agents, we do this by taking a more informal approach to how we write and talk about insurance so that the everyday person can be empowered to grab their future by the horns. Once your policy has been approved and paid for, print out your proof of insurance, and you're covered. Once you have your info, you want to click here or any of the above buttons to start the quote process. Once you have your quotes and pick the best coverage option for you, it's time to get covered. Your lender will want you to have homeowners insurance lined up and ready to go before you come to the closing.

Additionally, homeowners insurance premiums in Chicago are much higher than in the rest of the state, which could be a driving force behind Illinois’ overall homeowners insurance average. American Family offers the ability to add several endorsements to your policy. Options include equipment breakdown, sump pump and water backup coverage, matching siding protection and credit theft protection and monitoring.

The 5 Best Home Insurance Companies in Illinois

With beautiful heartland countryside bookended to the north and south by the famous cities of Chicago and Saint Louis, Illinois offers plenty of living options both rural and urban. Whether you decide to find yourself a quaint farmhouse outside of Springfield or a townhouse in the Chicago Metropolitan Area, make sure you protect your home for the long run. Keep it safe with homeowners insurance from Nationwide and see how reliable, flexible coverage can make life in the Prairie State that much better. However, you may be able to lower your rate by taking advantage of Country's wide variety of discounts.

Many, but not all, of the offers and clickable hyperlinks that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current.

How do I get homeowners insurance in Illinois?

This component pays for damage to repair or replace a home’s structure due to a covered loss. Depending on the type of policy, a homeowners policy may also cover structures that are not attached to a house. Companies that offer good coverage combined with multiple discount opportunities provide customers with a good value, and we factored this into our results.

The Illinois Department of Insurance is a state agency that regulates the insurance industry in Illinois and protects the rights of insurance consumers. Life insurance companies often work with insurance agencies to sell their policies to consumers. Insurance agencies are businesses that sell insurance products on behalf of one or more insurance companies. Count on coverage for your dwelling, other structures, personal property, liability and loss of use as standard inclusions in Travelers’ basic homeowners insurance policy. Your deductibles and coverage limits will make up a portion of the cost. That’s why it’s crucial to search multiple homeowners insurance companies when you are looking for coverage.

Although it may not be the most exciting task, comparing homeowners insurance policies is essential for being a responsible homeowner. And while there are many factors to consider, a few key points should be at the top of your list. First and foremost, you’ll want to make sure that the policy you’re considering covers the replacement value of your home.

This amount will ensure that your loved ones can continue to pay their bills, settle your debts, and cover the cost of your final expenses. Whole life insurance policies pays a benefit to your beneficiaries whenever you die, regardless of when that is. You pay a higher premium for whole life insurance than for term life insurance because the insurer knows that it will have to pay a benefit eventually. Whole life insurance also has a cash value that builds up over time, which means the life insurance policy is mixing investing and insurance.

What type of homeowners insurance should I get in Illinois?

To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners. Information provided on Forbes Advisor is for educational purposes only.

We gave extra marks to companies with mobile apps, those that allowed online policy changes, and those that stood out with technological features such as chat and smart assistants. The company gets an A rating from AM Best which is strong, but not as strong as other companies. Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content.

Homeowners insurance generally doesn’t cover flood damage, so if your home is at risk, you may need to buy a separate flood insurance policy. If you’ve filed a homeowners claim recently, you can generally expect your insurance rates to go up for at least a few years afterward. Below are the companies with the cheapest rates, on average, for homeowners with a recent water damage claim. Credit-based insurance score to help set homeowners insurance rates. An insurance score is similar but not identical to a traditional credit score.

This compensation may impact how, where and in what order products appear. Bankrate.com does not include all companies or all available products. Where you live influences how much you pay for homeowners insurance. We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for homeowners with poor credit. Pays to treat someone injured on your property, regardless of who’s at fault. It also pays if you, a family member or a pet injures someone away from your home.